1The information provided on this website by Allied Retail Finance Pty Ltd trading as Genesis Finance ABN 31 609 859 985 Australian Credit Licence 483211 is general in nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.
2 Subject to credit lending Criteria.
3Refinancing a balloon is not guaranteed and requires a new credit assessment.
The Guaranteed Future Value (GFV) is the minimum future value of your vehicle as determined by ARF* and set out in your contract. At the end of the term, you can select from the three options: (1) trade-in the vehicle; (2) exercise the option to return the vehicle; or (3) retain the vehicle by paying the GFV, which is a lump sum owed to us at the end of the loan term after all monthly repayments have been made. Available on new and demonstrator Genesis vehicles for selected models only. Vehicle eligibility is subject to change. If you decide to return your car at the end of your term, ARF* or another person or entity with ARF*’s agreement will purchase the vehicle from you for the Guaranteed Future Value, which will be put against to cover amounts outstanding under your Loan. You will be liable for any loan contract deficit. Subject to minimum acceptable standards and agreed kilometres being met. The GFV can not be reduced. if you exceed the nominated kilometre allowance and/or the vehicle is not in minimum acceptable standards; you are liable for the excess kilometre fees; and charges to bring the vehicle up to the minimum acceptable standards. Only available to approved applicants of AFR*. Terms, conditions, fees and charges apply. Fleet, government, rental buyers, hire car and chauffeur companies are excluded. The information provided is general in nature. You should seek your own financial advice to determine whether this is appropriate for your individual circumstances. Finance is provided by *Allied Retail Finance Pty Ltd trading as Genesis Finance ABN 31 609 859 985 Australian Credit Licence 483211. Lower monthly repayments compared to a similar term with no Guaranteed Future Value (GFV) or equivalent balloon final payment. Total interest charges will be higher if a GFV or balloon final payment is selected.