Skip to main content

Genesis FinanceGenesis Finance

Genesis Finance offers customer access to financial services to make the funding process as seamless as possible. Learn more about our range of tailored finance solutions to satisfy your needs.Genesis Finance offers customer access to financial services to make the funding process as seamless as possible. Learn more about our range of tailored finance solutions to satisfy your needs.

Finance for Personal UseFinance for Personal Use


- Competitive interest rate, fixed for the life of the loan
- Fixed repayments
- Flexible loan terms of up to 7 years for consumer loan
- Dedicated finance concierge service to walk you through the application process
- Option to add a deposit or balloon payment at the end of your loan to reduce your monthly repayments2

Finance for commercial useFinance for commercial use


- Competitive interest rate, fixed for the life of the loan
- Flexible terms of up to 7 years
- Fixed repayments
- Retain capital for other business needs
- Option to add a deposit or balloon payment at the end of your loan to reduce your monthly repayments2
- Dedicated finance concierge service to walk you through the application process

GUARANTEED FUTURE VALUE (GFV)GUARANTEED FUTURE VALUE (GFV)


A loan with a Guaranteed Future Value agreement is similar to a regular loan with a balloon payment at the end of the term. The difference is that Genesis will guarantee the minimum return value of the vehicle to ensure it covers the balloon repayment.

Benefits include:
- Multiple options at the end of the loan + flexibility for people who prefer a new Genesis regularly
- Provides peace of mind for the payout of your loan.

When your loan term ends, you will have a number of options available to you:
- Upgrade your Genesis for a new one
- Retain your Genesis for yourself
- Return your Genesis

Download here

GENESIS FINANCE ENQUIRY

For more information from Genesis Finance, select the Genesis model you’re interested in, and a member of our concierge team will be in contact. Alternatively, call the concierge team on 1300 739 214 to learn more about your preferred Genesis.

Required Fields marked with asterisk
Name *Required Fields
Postal Code *Required Fields
E-mail Address *Required Fields
Contact Number *Required Fields

Terms Agreement *Required Fields
Your personal information will be collected, used and stored in strict accordance with our Privacy Policy which contains details on how information is used, how you may access/correct information held and our privacy complaints process.1
What interest rates do you currently offer?

Speak to the Genesis Finance on 1300 739 214 or email enquiries@genesisfinance.com.au to get a detailed quote today. Our competitive Consumer and Commercial fixed rate car loans can get you into the Genesis you want with flexible options that can be tailored to suit your needs.

What is a balloon repayment?

A balloon payment is the final amount owing at the end of a loan’s term, after all monthly or fortnightly repayments have been made. Some people include a balloon in their loan to reduce their regular repayments, but this leaves a lump sum that must be paid at the end of the loan.

When a balloon payment is due, there are three options:

• Sell or trade-in your Genesis and use the proceeds to pay the balloon
• Refinance your balloon payment on a new loan3
• Own your Genesis outright by making your final payment.

The maximum value of a balloon is dependent on the age of the car being bought and the loan term.

SEE TERMS OF USE & PRIVACY POLICY FOR MORE INFORMATION
Terms of Use Privacy Policy

Disclaimers

1The information provided on this website by Allied Retail Finance Pty Ltd trading as Genesis Finance ABN 31 609 859 985 Australian Credit Licence 483211 is general in nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.

2 Subject to credit lending Criteria.

3Refinancing a balloon is not guaranteed and requires a new credit assessment.

The Guaranteed Future Value (GFV) is the minimum future value of your vehicle as determined by ARF* and set out in your contract. At the end of the term, you can select from the three options: (1) trade-in the vehicle; (2) exercise the option to return the vehicle; or (3) retain the vehicle by paying the GFV, which is a lump sum owed to us at the end of the loan term after all monthly repayments have been made. Available on new and demonstrator Genesis vehicles for selected models only. Vehicle eligibility is subject to change. If you decide to return your car at the end of your term, ARF* or another person or entity with ARF*’s agreement will purchase the vehicle from you for the Guaranteed Future Value, which will be put against to cover amounts outstanding under your Loan. You will be liable for any loan contract deficit. Subject to minimum acceptable standards and agreed kilometres being met. The GFV can not be reduced. if you exceed the nominated kilometre allowance and/or the vehicle is not in minimum acceptable standards; you are liable for the excess kilometre fees; and charges to bring the vehicle up to the minimum acceptable standards. Only available to approved applicants of AFR*. Terms, conditions, fees and charges apply. Fleet, government, rental buyers, hire car and chauffeur companies are excluded. The information provided is general in nature. You should seek your own financial advice to determine whether this is appropriate for your individual circumstances. Finance is provided by *Allied Retail Finance Pty Ltd trading as Genesis Finance ABN 31 609 859 985 Australian Credit Licence 483211. Lower monthly repayments compared to a similar term with no Guaranteed Future Value (GFV) or equivalent balloon final payment. Total interest charges will be higher if a GFV or balloon final payment is selected.