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GENESIS FINANCE
Experience luxury your way
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Flexible Finance Solutions

We are dedicated to making your dream of owning a Genesis a reality. Our personalised financial solutions are crafted to seamlessly align with your budget and lifestyle, helping you to experience the luxury of driving your Genesis sooner.

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Personal Car Finance

• Personalised and competitive fixed interest rate for the life of your loan

• Fixed loan repayments

• Reduce your repayment amount by paying a deposit up front, or by adding a balloon payment at the end of your loan. Note that the convenience of a balloon payment can cost you more in interest.

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Business Car Finance

• Personalised and competitive fixed interest rate for the life of your loan

• Depending on the product, choose a loan term from 24 months up to 84 months

•  Fixed loan repayments

•  Finance your inclusions, such as accessories, servicing and on-road costs

•  Reduce your repayment amount by paying a deposit up front, or by adding a balloon payment at the end of your loan. Note that the convenience of a balloon payment can cost you more in interest.

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Guaranteed Future Value (GFV)

With a Guaranteed Future Value1 (GFV) loan, you can secure the minimum future value of your Genesis up front, giving you peace of mind.

 

Enjoy the benefits of tailored repayments during the life of your loan and greater flexibility at the end of your loan.

How Guaranteed Future Value Works

A customer service representative wearing a headset and a Genesis-branded shirt, smiling while working at a computer with data graphs displayed on the screen.
Step 1

Choose Your Genesis

Select your new or eligible demonstrator Genesis model.

A Genesis representative warmly greeting and shaking hands with a couple in a modern showroom entrance, with a Genesis vehicle visible in the background through the glass doors.
Step 2

Set Your Terms

Pick your loan term (24-48 months), estimate your annual mileage (10,000-40,000km), and select your preferred repayment options.

Man standing beside the rear of a white Genesis GV70 SUV, with the vehicle's sleek taillights and branding visible, in an urban setting at night.
Step 3

Secure Your Future Value

Once approved, your Genesis's GFV is locked in.

At the end of your loan, choose from three options - 1

At the end of your loan, choose from three options

1. Trade-in: The value of your vehicle can be used towards paying out your current loan. If the trade-in value is higher than the GFV, you have equity that you can use towards your next Genesis.
2. Keep: Pay the GFV amount to own your car outright or refinance2.
3. Return: Hand back the car with no further payments, provided it meets the agreed conditions.
A GFV loan secures your Genesis’s minimum resale value. It offers flexibility and peace of mind, allowing you to trade-in, keep, or return your Genesis with confidence.

Enjoy and Maintain Your New Genesis
Your new Genesis is built for years of enjoyment. If you take up the Guaranteed Future Value and choose to trade in or return your car to us, please ensure it’s in acceptable condition and within the agreed mileage. While some wear and tear is expected, it must meet the standards outlined in your contract.
Genesis Fair Wear and Tear Guide

GENESIS FINANCE ENQUIRY

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Your personal information will be collected, used and stored in strict accordance with our Privacy Policy and Privacy Consent Notice which contains details on how information is used, how you may access/correct information held and our privacy complaints process.

What interest rates do you currently offer?

For the latest interest rates, connect with us at 1300 938 267 or speak to a business manager at your preferred location. Our competitive fixed-rate Personal and Business car loans are thoughtfully tailored to your lifestyle, making it effortless for you to experience the luxury of driving a Genesis.

What is a balloon repayment?

A balloon repayment is a lump sum payment due at the end of your loan term, after all regular payments have been made. This option can lower your repayments during the life of your loan. Note that the convenience of a balloon payment will cost you more in interest.

When the balloon payment is due, you have three options:

• Sell or trade-in your Genesis to use towards the balloon payment.
• Refinance the balloon amount with a new loan.2
• Pay the balloon amount to own your Genesis outright.

The maximum balloon payment amount depends on the age of the car and the loan term.

How do I log in to my Finance Customer Portal?

If you are an existing finance customer with a contract starting on or after October 13, 2024, click here to log in to your Finance Portal.

Your Finance Portal is an online platform where you can easily manage your payments, update your personal information, access important documents, and contact our finance support team.

If this is your first time logging in, please follow the setup instructions provided in your finance welcome email. For any issues, contact us at 1300 938 267

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Disclaimers

Finance is provided by Hyundai Capital Australia Pty Ltd ABN 42 611 226 316 Australian Credit Licence 554051 trading as Genesis Finance. For approved applicants only. Terms, conditions, fees, charges and eligibility criteria applies.

The finance information provided on this website by Hyundai Capital Australia Pty Ltd (ABN 42 611 226 316), Australian Credit Licence 554051 trading as Genesis Finance is general in nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.

1 The Guaranteed Future Value (GFV) is the minimum future value of your new or approved demonstrator Genesis as set out in your contract. At the end of the term, you can return your car to us and we will pay the GFV which will be put against your final payment subject to fair wear and tear conditions and excess kilometres. Approved applicants only. Terms, conditions, fees, charges and lending criteria apply. Hyundai Capital Australia Pty Ltd (ABN 42 611 226 316), Australian Credit Licence 554051 trading as Genesis Finance.

2 Refinances are available to approved applicants only. Terms, conditions, fees, charges and eligibility criteria applies.