The insurer of this Genesis Insurance is Allianz Australia Insurance Limited ABN 15 000 122 850, AFS Licence Number 234708, 10 Carrington Sydney NSW 2000. In arranging this insurance Genesis Australia ABN 58 008 995 588 and the authorised dealers act on behalf of Allianz and not as your agent. Neither Genesis nor any of its related companies have any liability in respect of this policy.
We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Cover subject to policy terms, conditions, limits and exclusions. Before making a decision about this insurance please consider the Product Disclosure Statement (PDS). The PDS and Target Market Determination are available by calling us. If you purchase this insurance we receive a commission from Allianz. For further information or assistance please contact 1300 389 571.
[G1] If we accept a claim but are unable to fix a damaged part, where available in Australia at time of repair, we will use a new genuine manufacturer part. If new genuine is not available, we will use genuine reconditioned or recycled manufacturer parts or Australian Design Rules certified new, recycled or reconditioned parts.
[G2] Allianz guarantee materials and workmanship on repairs we authorise for as long as you own or lease your vehicle.
[G3] If your vehicle is a total loss, you purchased it new or as a demo and it's less than 3 years old from its first registration and subject to financier approval (if applicable), we will replace it with a new vehicle of the same make, model, engine size, features and paint type including any modifications, options and accessories, so long as it is available in Australia.
[G4] Allianz may authorise repairs at your repairer of choice; pay you the reasonable costs of repairing your vehicle; or move your vehicle to another repairer we both agree upon. We will act reasonably in doing so. In the latter instance, you will be provided with a rental car for up to 3 days up to a maximum of $100 per day.
[G5] Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.
[G6] Minimum premiums may apply. Any discount/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to the premium for optional covers).